Points planning guide
Your first points transfer: a booking checklist
Follow a simple sequence to check card eligibility, award space and transfer details before committing points.
Prepared September 10, 2026. Official resources reviewed on that date; verify your signed-in terms and current availability before transferring.
1. Verify your points and card
Identify the exact rewards currency and the card that makes it transferable. Use your issuer’s signed-in transfer menu to confirm the destination program and current terms. An airline-branded credit card balance is not necessarily the same currency as the issuer’s transferable points.
2. Confirm the booking account
Create or verify the loyalty account you will book through. Chase advises matching the account names. Check the membership number carefully and make sure the transfer destination is the program offering the award, not merely the airline operating the aircraft.
3. Confirm the full award
Search the correct passenger count and all required directions. Note points, fees, cabin on each segment, transfer timing and cancellation conditions. Chase warns that transfers may take up to seven business days; do not assume an award will remain available while points move.
4. Transfer only after checking
Chase says its transfers are final. Use the issuer’s displayed ratio and increments to calculate the shortfall after existing miles. Once the transfer arrives, verify the award again and complete the booking with the loyalty program. A transfer confirmation is not a flight reservation.
Build your own starting plan
Try the example first, then create an account to enter your real balances and travel goals.
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Official resources
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