Try the actual points calculator

Different points.
Shared possibilities.

See which airline and hotel programs can receive your points—and how much you could have there, including eligible bonuses.

Get started free →Load an example

No account needed to try it. Create a free account to keep your wallet.

Step 1 — Your points balances

Enter your own balances or edit the example. These points stay in their separate accounts until you choose to transfer them.

Transferable credit card points

American Express Membership Rewards

Bilt Rewards

Capital One Miles

Chase Ultimate Rewards

Citi ThankYou Rewards

Wells Fargo Rewards

Add airline & hotel points

ANA Mileage Club

Accor Live Limitless

Aegean Miles+Bonus

Aer Lingus AerClub

Aeromexico Rewards

Air Canada Aeroplan

Air China PhoenixMiles

Air France-KLM Flying Blue

Air New Zealand Airpoints

AirAsia BIG

Alaska Airlines/Hawaiian Airlines Atmos Rewards

American Airlines AAdvantage

Asiana Airlines Asiana Club

Avianca LifeMiles

British Airways Club

Cathay Pacific Cathay

China Airlines Dynasty Flyer

China Eastern Eastern Miles

China Southern Airlines Sky Pearl Club

Choice Privileges

Copa Airlines ConnectMiles

Delta SkyMiles

EVA Air Infinity MileageLands

Emirates Skywards

Ethiopian Airlines ShebaMiles

Etihad Guest

Finnair Plus

Frontier Miles

GOL Smiles

Gulf Air Falconflyer

Hainan Airlines Fortune Wings Club

Hilton Honors

I Prefer Hotel Rewards

IHG One Rewards

ITA Airways Volare

Iberia Club

InterMiles

Japan Airlines JAL Mileage Bank

JetBlue TrueBlue

Juneyao Air Club

Korean Air SKYPASS

LATAM Pass

Loganair Loyalty

Lufthansa Miles & More

Malaysia Airlines Enrich

Marriott Bonvoy

Qantas Frequent Flyer

Qatar Airways Privilege Club

Royal Brunei Royal Skies

Saudia Alfursan

Singapore Airlines KrisFlyer

South African Airways Voyager

Southwest Rapid Rewards

Spirit Airlines Free Spirit

TAP Air Portugal Miles&Go

Thai Airways Royal Orchid Plus

Turkish Airlines Miles&Smiles

United MileagePlus

Virgin Atlantic Flying Club

Virgin Australia Velocity

Virgin Red

Vueling Club

World of Hyatt

Wyndham Rewards

Step 2 — Transfer destinations

Each box is an alternative use of your points. Choose one destination or compare them all.

Air France-KLM Flying Blue185,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Chase Ultimate Rewards: 40,000 (1:1)
From Citi ThankYou Rewards: 30,000 (1000:1000)
From Wells Fargo Rewards: 20,000 (1:1)

British Airways Club170,000 pts

From American Express Membership Rewards: 65,000 (1000:1000) · +30% bonus · Expires 2026-09-27 (UTC)
From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Chase Ultimate Rewards: 40,000 (1:1)
From Wells Fargo Rewards: 20,000 (1:1)

Choice Privileges160,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Capital One Miles: 25,000 (1000:1000)
From Citi ThankYou Rewards: 45,000 (1000:1500)
From Wells Fargo Rewards: 40,000 (1:2)

Virgin Atlantic Flying Club160,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 40,000 (1:1)
From Citi ThankYou Rewards: 30,000 (1000:1000)
From Wells Fargo Rewards: 20,000 (1:1)

Wyndham Rewards155,000 pts

From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Chase Ultimate Rewards: 40,000 (1:1)
From Citi ThankYou Rewards: 30,000 (1000:1000)
From Wells Fargo Rewards: 40,000 (1:2)

Hilton Honors150,000 pts

From American Express Membership Rewards: 130,000 (1000:2000) · +30% bonus · Expires 2026-10-14 (UTC)
From Bilt Rewards: 20,000 (1:1)

I Prefer Hotel Rewards150,000 pts

From Capital One Miles: 50,000 (1000:2000)
From Citi ThankYou Rewards: 60,000 (1000:2000)
From Bilt Rewards: 40,000 (1:2)

Aer Lingus AerClub145,000 pts

From American Express Membership Rewards: 65,000 (1000:1000) · +30% bonus · Expires 2026-09-27 (UTC)
From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 40,000 (1:1)
From Wells Fargo Rewards: 20,000 (1:1)

Avianca LifeMiles145,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Citi ThankYou Rewards: 30,000 (1000:1000)
From Wells Fargo Rewards: 20,000 (1:1)

Iberia Plus145,000 pts

From American Express Membership Rewards: 65,000 (1000:1000) · +30% bonus · Expires 2026-09-27 (UTC)
From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 40,000 (1:1)
From Wells Fargo Rewards: 20,000 (1:1)

JetBlue TrueBlue145,000 pts

From American Express Membership Rewards: 40,000 (1000:800)
From Capital One Miles: 15,000 (1000:600)
From Chase Ultimate Rewards: 40,000 (1:1)
From Citi ThankYou Rewards: 30,000 (1000:1000)
From Wells Fargo Rewards: 20,000 (1:1)

Singapore Airlines KrisFlyer145,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Capital One Miles: 25,000 (1000:1000)
From Chase Ultimate Rewards: 40,000 (1:1)
From Citi ThankYou Rewards: 30,000 (1000:1000)

Air Canada Aeroplan143,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Chase Ultimate Rewards: 48,000 (1:1) · +20% bonus · Expires 2026-09-30 (UTC)

Cathay Pacific Asia Miles135,000 pts

From American Express Membership Rewards: 40,000 (1000:800)
From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Citi ThankYou Rewards: 30,000 (1000:1000)
From Wells Fargo Rewards: 20,000 (1:1)

Qatar Airways Privilege Club125,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Citi ThankYou Rewards: 30,000 (1000:1000)

Marriott Bonvoy110,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 40,000 (1:1)

Aeromexico Rewards105,000 pts

From American Express Membership Rewards: 80,000 (1000:1600)
From Capital One Miles: 25,000 (1000:1000)

Qantas Frequent Flyer105,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)
From Capital One Miles: 25,000 (1000:1000)
From Citi ThankYou Rewards: 30,000 (1000:1000)

Emirates Skywards102,750 pts

From American Express Membership Rewards: 40,000 (1000:800)
From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 18,750 (1000:750)
From Citi ThankYou Rewards: 24,000 (1000:800)

Etihad Guest75,000 pts

From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Citi ThankYou Rewards: 30,000 (1000:1000)

Turkish Airlines Miles&Smiles75,000 pts

From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Citi ThankYou Rewards: 30,000 (1000:1000)

Virgin Red65,000 pts

From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)
From Wells Fargo Rewards: 20,000 (1:1)

IHG One Rewards60,000 pts

From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 40,000 (1:1)

Southwest Rapid Rewards60,000 pts

From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 40,000 (1:1)

United MileagePlus60,000 pts

From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 40,000 (1:1)

ANA Mileage Club50,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)

Delta SkyMiles50,000 pts

From American Express Membership Rewards: 50,000 (1000:1000)

World of Hyatt50,000 pts

From Bilt Rewards: 20,000 (1:1)
From Chase Ultimate Rewards: 30,000 (4:3)

EVA Air Infinity MileageLands48,750 pts

From Capital One Miles: 18,750 (1000:750)
From Citi ThankYou Rewards: 30,000 (1000:1000)

TAP Miles&Go45,000 pts

From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 25,000 (1000:1000)

Japan Airlines Mileage Bank44,375 pts

From Bilt Rewards: 20,000 (1:1)
From Capital One Miles: 24,375 (1000:750) · +30% bonus · Expires 2026-09-30 (UTC)

Accor Live Limitless40,833 pts

From Bilt Rewards: 13,333 (3:2)
From Capital One Miles: 12,500 (1000:500)
From Citi ThankYou Rewards: 15,000 (1000:500)

American Airlines AAdvantage30,000 pts

From Citi ThankYou Rewards: 30,000 (1000:1000)

Thai Airways Royal Orchid Plus30,000 pts

From Citi ThankYou Rewards: 30,000 (1000:1000)

Finnair Plus25,000 pts

From Capital One Miles: 25,000 (1000:1000)

Alaska Airlines/Hawaiian Airlines Atmos Rewards20,000 pts

From Bilt Rewards: 20,000 (1:1)

Your existing miles + eligible transfers + reviewed bonuses. Points from different cards can meet in a shared loyalty program where the rules allow.

Keep your points ready for your next trip.

Save these entries to your free account and explore your own transfer options anytime.

Create an account or sign in to save. No credit card required.

Temporary transfer bonuses · 6 active offers — view details

Checked daily. Reviewed public offers are included in transfer estimates. Other offers require eligibility confirmation and use standard rates. Offers expire automatically; dates below use UTC, so verify the issuer’s exact deadline.

Last successful check: 2026-09-13T00:44:30.664579+00:00

30% transfer bonus
American Express Membership Rewards → British Airways Club
Standard 1000:1000 → promotional 1000:1300
2026-08-03 through 2026-09-27 · Reviewed public offer — included in estimates · Offer details
30% transfer bonus
American Express Membership Rewards → Iberia Plus
Standard 1000:1000 → promotional 1000:1300
2026-08-03 through 2026-09-27 · Reviewed public offer — included in estimates · Offer details
30% transfer bonus
American Express Membership Rewards → Aer Lingus AerClub
Standard 1000:1000 → promotional 1000:1300
2026-08-03 through 2026-09-27 · Reviewed public offer — included in estimates · Offer details
20% transfer bonus
Chase Ultimate Rewards → Air Canada Aeroplan
Standard 1:1 → promotional 1:1.2
2026-08-12 through 2026-09-30 · Reviewed public offer — included in estimates · Offer details
30% transfer bonus
Capital One Miles → Japan Airlines Mileage Bank
Standard 1000:750 → promotional 1000:975
2026-09-01 through 2026-09-30 · Reviewed public offer — included in estimates · Offer details
30% transfer bonus
American Express Membership Rewards → Hilton Honors
Standard 1000:2000 → promotional 1000:2600
2026-09-01 through 2026-10-14 · Reviewed public offer — included in estimates · Offer details

Transfer assumptions & how to read your results

These are real calculations using sample or entered balances—not available tickets. Each destination is an alternative: totals cannot be added together or spent twice. A bigger points total does not necessarily mean better value.

Estimates assume an eligible US Amex Membership Rewards card, Capital One miles card, recently opened Chase Sapphire Preferred, Citi Strata Premier, Wells Fargo card with partner transfers, and Bilt Blue status. Transfer minimums and card rules apply. You can choose your actual card and status after signup.

Reviewed public bonuses are included while active. Check your account eligibility, exact deadline, award availability, and fees before transferring. No points are moved by this calculator. Blank entries do not overwrite saved balances; enter 0 to save a zero balance.

Ideas for your next trip

Example flights to explore

Illustrative itineraries only. These are not live availability results or flights confirmed bookable with the points shown above.

Example itinerary · Static preview

LAX → Tokyo

Los Angeles → Tokyo

Air Canada Aeroplan · Business

One way · Flexible dates

80,000 miles

80,000 per traveler × 1

Illustrative amount · Taxes and fees extra

Estimated points covered — example balance

Assumes 100,000 Chase Ultimate Rewards points and an eligible Sapphire Reserve card. Each itinerary is a separate alternative.

Transfer approximately 80,000 Chase Ultimate Rewards points → 80,000 Air Canada Aeroplan miles (example ratio 1:1; minimum 1,000; increments of 1,000)
Official processing window: Usually by the next business day; allow up to 7 business days (issuer-wide guidance).
Reported typical time: Typically instant in published reports.
Sources & timing notes
U.S. rewards accounts · Checked 2026-09-11. Timing is an estimate, not a guarantee. Published reports do not provide a reliable frequency or success percentage. Seats may disappear while points are in transit. Confirm the current transfer window before sending points.
- Chase official guidance
- One Mile at a Time — Chase

Illustrative points amount, not a current award price. Confirm seats, price, taxes, and transfer eligibility before moving points.

Example itinerary · Static preview

LAX → HNL

Los Angeles → Honolulu

United MileagePlus · Economy

One way · Flexible dates

25,000 miles

25,000 per traveler × 1

Illustrative amount · Taxes and fees extra

Estimated points covered — example balance

Assumes 100,000 Chase Ultimate Rewards points and an eligible Sapphire Reserve card. Each itinerary is a separate alternative.

Transfer approximately 25,000 Chase Ultimate Rewards points → 25,000 United MileagePlus miles (example ratio 1:1; minimum 1,000; increments of 1,000)
Official processing window: Usually by the next business day; allow up to 7 business days (issuer-wide guidance).
Reported typical time: Typically instant in published reports.
Sources & timing notes
U.S. rewards accounts · Checked 2026-09-11. Timing is an estimate, not a guarantee. Published reports do not provide a reliable frequency or success percentage. Seats may disappear while points are in transit. Confirm the current transfer window before sending points.
- Chase official guidance
- One Mile at a Time — Chase

Illustrative points amount, not a current award price. Confirm seats, price, taxes, and transfer eligibility before moving points.

Example itinerary · Static preview

JFK → CDG

New York → Paris

Air France-KLM Flying Blue · Business

One way · Flexible dates

60,000 miles

60,000 per traveler × 1

Illustrative amount · Taxes and fees extra

Estimated points covered — example balance

Assumes 100,000 Chase Ultimate Rewards points and an eligible Sapphire Reserve card. Each itinerary is a separate alternative.

Transfer approximately 60,000 Chase Ultimate Rewards points → 60,000 Air France-KLM Flying Blue miles (example ratio 1:1; minimum 1,000; increments of 1,000)
Official processing window: Usually by the next business day; allow up to 7 business days (issuer-wide guidance).
Reported typical time: Typically instant in published reports.
Sources & timing notes
U.S. rewards accounts · Checked 2026-09-11. Timing is an estimate, not a guarantee. Published reports do not provide a reliable frequency or success percentage. Seats may disappear while points are in transit. Confirm the current transfer window before sending points.
- Chase official guidance
- One Mile at a Time — Chase

Illustrative points amount, not a current award price. Confirm seats, price, taxes, and transfer eligibility before moving points.

Award Travel AI

Turn your points into a trip

Try a sample question to preview a planning conversation.

Sample response

For the Tokyo example, plan five days: arrive and settle in on day 1; explore Asakusa and Ueno on day 2; visit Shibuya and Meiji Shrine on day 3; leave day 4 for a day trip; and enjoy a relaxed final day. The example outbound flight uses 80,000 points. A return flight, hotels, and activities need a separate budget and availability check.

Static demonstration, not a live AI response or a bookable package. Sign up to discuss your own dates, points, and preferences.

Find out what is actually available.

Sign up to search actual flight availability for your dates and travelers. Required miles, taxes, fees, and available seats vary.

Live flight searches require a connected Seats.aero account. Your points entries can be saved when you create your account.

Different points.Shared possibilities.

Transferable credit card points

Keep your points ready for your next trip.

Example flights to explore

LAX → Tokyo

LAX → HNL

JFK → CDG

Turn your points into a trip

Find out what is actually available.

Different points.
Shared possibilities.